REF6045 is an operator-assisted Mexican banking fraud operation that uses ClickFix fake CAPTCHA pages to deliver the SCMBANKER PowerShell toolkit. Once installed, the toolkit monitors for banking sessions, captures screenshots, deploys vishing overlays, hijacks clipboard data to swap CLABE and card numbers, redirects browsers to phishing pages, and silently installs Remote Utilities as a persistent RAT. The operation's infrastructure suffered significant OPSEC failures including open directories, a leaked web-root archive, and an unauthenticated configuration editor.
Remote Utilities
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ClickFix to Cash-Out: Anatomy of a Mexican Banking-Fraud Toolkit